Buying your first home is an exciting and daunting time. There are a lot of decisions to make and things to consider before getting your foot on to the property ladder.

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The first step is to have an initial discussion with one of our advisers. They will complete a fact find to understand your circumstances and will let you know what documents you will need to provide. During the meeting they will discuss:

• Your budget

• The home buying process

• Buying schemes available such as Shared Ownership

• Mortgage and protection option